Get £100 – £5,000 Fast, Simple & Secure

Why Borrow From Wonga

At Wonga, we understand that life doesn’t always go according to plan. Whether it’s an unexpected bill, urgent home repairs, or an opportunity you don’t want to miss, having quick access to funds can make all the difference. That’s why we offer straightforward short and medium-term loans from £100 to £5,000, with repayment terms ranging from 3 months to 3 years.

We’re proud to provide a transparent service with no hidden fees or confusing jargon. You’ll always know exactly how much you’ll need to repay and when, allowing you to borrow with confidence. Our flexible repayment options make it easier to manage your budget, while our commitment to responsible lending ensures we only offer loans that suit your circumstances.

Our Payday Loans

Need a hand fast? Our payday loans are designed to be clear, convenient and responsible. Borrow from £100 to £5,000 with terms from 3 months to 3 years, apply online in minutes, and see exactly what you’ll repay before you commit.

We focus on transparency and control, so you can choose a loan that fits your budget — with straightforward costs and a simple application you can complete on mobile or desktop.

• Quick decisions: a streamlined online application with a fast outcome.
• Flexible terms: pick a repayment period that suits your circumstances (3–36 months).
• Transparent pricing: clear totals up front — no hidden fees or confusing small print.
• Manage online: track your balance and repayment schedule in your account.
• UK-based support: friendly help when you need it.
• Responsible lending: we run affordability checks to help ensure repayments are manageable.

Why choose us? We combine speed and simplicity with responsible practices, giving you a straightforward way to access short or medium-term credit when it matters.

Treating Customers Fairly

Your trust matters to us. At Wonga, we are committed to putting our customers at the heart of everything we do. Our Treating Customers Fairly approach ensures you receive clear information, fair products, and support throughout your borrowing journey.

We believe in being transparent and responsible, making sure you always understand your options and can make informed decisions. From your first application to your final repayment, we aim to make the process straightforward and stress-free.

• Clear communication: all terms explained in plain English with no hidden charges.
• Responsible lending: loans offered only when we believe repayments will be affordable for you.
• Supportive service: if your circumstances change, we’ll work with you to find a manageable solution.
• Fair treatment: you will be treated with respect and without discrimination at all times.
• Compliance: we follow all FCA guidelines to ensure fairness in every part of our service.

Our promise: to offer products and services that meet your needs, provide value, and maintain your confidence in Wonga as a responsible lender.

Responsible Lending

We lend with care. At Wonga, responsible lending is at the core of our business. We want to ensure every loan we offer is suitable, affordable, and tailored to your needs, helping you borrow with confidence and repay comfortably.

Before approving a loan, we carry out thorough checks to confirm that it’s the right fit for your circumstances. We also provide clear information so you can make fully informed decisions about your borrowing.

• Affordability checks: we assess your income and outgoings to make sure repayments are manageable.
• Transparent terms: no hidden costs, just clear repayment schedules and total amounts.
• Flexible options: choose a loan term from 3 months to 3 years that works for you.
• Ongoing support: if you experience financial difficulties, we’ll work with you to find a fair solution.
• FCA compliance: all our processes meet the standards set by the Financial Conduct Authority.

Our goal: to provide credit responsibly, ensuring our customers can manage their borrowing without undue stress or hardship.